Save the Date
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When Jan and I married, we were young, in love, college graduates, and stupid … well, one of us was stupid and it wasn’t the Wife. All along I had assumed we could live in an apartment that belonged to my grandmother … just a little work and we’d move right in. We married just a week or two after my graduation, so we were not actually in North Alabama to take care of these matters.
As it turned out, the apartment was in horrible disrepair and would take time and money to bring it up to any livable standard. So we started out our married life living with her parents, down in the basement where her bedroom, a large family room, and the laundry was located. It was nice enough, but newlyweds do not need to live with parents on either side.
Within a couple of weeks, her father found us a two-bedroom trailer for rent by an older lady in the church. The trailer was very clean and ready to move into, so we started out our life together as trailer trash! A washer, dryer, and refrigerator was furnished with the trailer, along with several acres of land on which to grow a garden. Monthly rent was $50, which included the water. We were there almost seven years and when we moved out the rent had increased to $75! Who can live with payments like that??
We stayed there until just before Josh was born. Over those seven years, our landlady became more and more irritable toward everyone and life in general so we decided to try and buy a house. I had been preaching for a small church out in the sticks, bringing in an extra $500 a month, so we were living high on the hog.
We found something affordable … liked the house (two bedroom, two bath, a very large room for storage on the back side of the garage, and plenty of room in the back of the lot for a large garden) … and decided to buy it. Only after we were well into that process did I notice the neighborhood! We were definitely on the poor side of town … with property values declining all the time. One block to the south of us looked like places in Mexico. To the north was some improvement, but not much … a little like some of the videos I’d seen of the poor side of rural West Virginia. That said, we had some of the finest neighbors anyone could wish for. So we settled into our new home with our new baby and our dog and life was rather good. I even had a Ford pickup truck that Josh came to love.
When Jessica was born about three years later, I had decided to close my fledgling counseling / hypnotherapy practice and go into something that paid a little more money but paid on a consistent basis. I went into full time ministry and we put the house up for sale and moved to Florida. A year later, the house had not sold and we were unable to continue paying rent in Florida and a house payment in Alabama. We worked a deal with a neighbor … they made our payments and we gave them the house when it was paid off. When everyone and their brother bought houses, live there a while, then sold that house at a profit to move into a nicer house, we managed to actually lose money on our only house buying venture.
Now, 23 years later we are buying our second house. In southern California which has always been one of the least expensive places in America to buy a house! It’s a single story, which we will love as the years encroach upon us. Small yard so I’m thinking of one of those manual push mowers (that doesn’t have an engine) and selling my very nice gas mower which I’ve not used in almost 20 years. Enough grass in the back yard for the psycho-pup to feel like she actually belongs. The house was built in 2001, so there’s not a lot to have to worry about, but we’re having it inspected just to be sure. The pool / spa is fenced off from the rest of the back yard, so we don’t have to worry about Jackson falling in. Four bedrooms (smaller than what we have now) so I can have a ManCave (which is always open to my wife and children). And its only three blocks from where we now live, so the move will be much easier. We won’t have to pack everything … just move a room at a time.
I’ll post some pictures when we get it looking good … but for now mark your calendars for July, 2038. I’ll give you the exact date as it draws closer, but we’re planning a mortgage burning party that year and I hope you can all make it out. Bring your bathing suits and a side dish. We’ll provide burgers and dogs.
I don’t know about where you live, but out here, I just paid $35 for a HALF tank of gas! The “cheap” stuff is $3.81 (and the 9/10s cents, of course) … the “good” stuff we have to use in the funeral coach is over $4.00 9/10 per gallon.
… SELLER
… BUYER
… LENDER
… APPRAISER
… TAX ASSESSOR!
… both of whom are attorneys and not “lawyers.” [Dee once informed me that attorneys are good people whereas lawyers are not.]